Heaven's Gift and the Alberta Advantage

It’s smart to save money. It’s even smarter to give money away—IF you give it wisely. God promises that “he who gives to the poor will never want” (Proverbs 28:27) and “the generous man will be prosperous” (Proverbs 11:25). Jesus Christ said ‘Give, and it will be given to you. They will pour into your lap good measure—pressed down, shaken together and running over. For by your standard of measure it will be measured to you in return,” Luke 6:38. But not all giving is prudent. The Bible warns that “he who gives to the rich will only come to poverty,” Proverbs 22:16. Therefore, do your charitable giving carefully.

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Talking Taxes... Or Taking Taxes?

examining taxesRecently, I took a two-day refresher course in Calgary on Personal Income Tax. Two full days of painful, technical details, but the lunches were good. Quoting from the teaching professional, our taxes, and especially the sequencing of tax credits, is “insanely difficult.” Did you know that from 2015 to 2016 the top marginal rate in Alberta rose from 39% to 48%? The number of tax brackets increased from five to nine. The future looks even worse. As governments continue overspending to “stimulate” the economy, they push the financial burden onto our children and grandchildren. We are to blame. Where did this love of taxation come from?

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